Terms and Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of www.mohamedchaudry.com (the “Website”) and any products or services provided by Mohamed Chaudry, trading as The Scale Up CFO (“we”, “us”, “our”).

By accessing the Website, purchasing any product, or engaging our services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or our services.


2. Business Information

Trading Name: The Scale Up CFO

Operator: Mohamed Chaudry

Address: Shams, Sharjah Media City, Sharjah, United Arab Emirates

VAT Number: Not applicable


3. Services Offered

We provide the following services:

a) DIY Fundraising Products

Self paced digital products designed to help founders prepare investor ready materials, including:

Video based guidance

Pitch deck, business plan, and financial model templates

Frameworks, worksheets, and supporting resources

These products are intended to enable founders to build their own fundraising documents using proven structures.

b) DFY (Done For You) Fundraising Services

Advisory and execution services where we:

Create or refine pitch decks, financial models, business plans, and investor materials

Provide strategic fundraising and CFO level support

DFY services are delivered under a separately agreed scope of work.

c) CFO and Advisory Services

Fractional CFO, strategic finance, and advisory services delivered on a project, interim, or retainer basis.


4. No Guarantees and No Investment Advice

We do not provide investment advice, legal advice, or financial guarantees.

We do not guarantee:

Fundraising success

Investor meetings

Valuations

Investment outcomes

Fundraising outcomes depend on market conditions, investor appetite, business fundamentals, and execution. All decisions and outcomes remain the sole responsibility of the user.

All content and services are provided for educational and strategic purposes only.


5. User Responsibilities

By using our services, you confirm that:

You are at least 18 years old

You have sufficient business and financial knowledge to use the materials

You understand that results require active implementation


6. Refund Policy (Important)

DIY Products (Digital Products and Templates)

Due to the nature of our DIY products, which include immediate access to valuable digital assets and templates, all sales are final once access is granted.

No refunds will be issued if:

Any course modules are accessed

Any templates, spreadsheets, or materials are downloaded or copied

These assets can be retained permanently and cannot be revoked once accessed.

DFY Services

Refund terms for DFY services are governed by the specific agreement signed for that engagement.

Free Content

No refunds apply to free downloads, checklists, or lead magnets.


7. Payments and Pricing

Payments are processed securely via third party providers such as Stripe and PayPal

We do not store your payment details

Pricing and promotions may change at any time

No automatic renewals unless explicitly stated


8. Intellectual Property

All content, materials, frameworks, templates, and models are the intellectual property of Mohamed Chaudry and The Scale Up CFO.

You may not:

Share, resell, or distribute materials

Upload templates or models to public platforms

Provide access to third parties

Access may be terminated without refund if misuse is detected.


9. Limitation of Liability

To the maximum extent permitted by law:

We are not liable for indirect or consequential losses

We are not responsible for fundraising outcomes or business performance

Use of the Website and services is at your own risk


10. Data Protection and Privacy

We comply with applicable data protection laws, including GDPR where relevant.

Personal data is collected only to:

Deliver services

Process payments

Send communications, with opt out available

For data access or deletion requests, contact updates@mohamedchaudry.com.


11. Termination of Access

We reserve the right to suspend or terminate access if you:

Breach these Terms

Share or misuse content

Engage in inappropriate or unethical behaviour


12. Governing Law

These Terms are governed by the laws of the United Arab Emirates.

Any disputes shall be subject to the exclusive jurisdiction of the UAE courts.


13. Changes to These Terms

We may update these Terms at any time. Continued use of the Website constitutes acceptance of the updated Terms.

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