Terms and Conditions

1. Introduction

By accessing or using the website www.mohamedchaudry.com and thescaleupcfohub.com (“Website”) and any services offered by Kuick Corp LLC (“we,” “us,” or “our”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you should not access or use our Website or services.

2. Business Information

  • Business Name: Kuick Corp LLC
  • Address: Shams, Sharjah Media City, Sharjah, UAE
  • VAT Number: Not applicable

3. Course Details

  • Our Website offers a series of e-learning courses focused on raising funding and preparing investor-ready documents, as well as general finance-related topics. The courses are available for individual purchase, or you can purchase a bundle for a discounted price.
  • Users must have adequate Microsoft Office skills, proficiency in Excel, and an understanding of financial models to participate.
  • No certificates will be provided upon completion of the courses at this time.

4. Refund Policy

  • Refunds for Free Downloads: We do not offer refunds on any free content provided.
  • Refunds for Paid Courses: Any refund requests for paid courses are at the sole discretion of Kuick Corp LLC.
  • Course Access: Excluding below, once course access is granted, no refunds will be provided unless we fail to deliver the course content as promised.

14-Day Money-Back Guarantee

We want you to feel confident in your purchase. If you change your mind, you may request a full refund within 14 days of payment, provided you have not accessed any course modules or downloaded any of our premium templates. This course includes business-plan templates, pitch-deck teasers, and financial-model spreadsheets, assets independently valued at over $20,000. Because these resources can be downloaded and retained in minutes, once you access the course content or download any templates, the 14-day guarantee is forfeited and no further refunds will be issued. To request a refund before accessing any content, email below with your order details.

How to Request a Refund:

  1. Email updates@mohamedchaudry.com within 14 days of your purchase.
  2. Confirm you have not accessed or downloaded any course content.
  3. We’ll process your refund within 7 business days.

Note: This policy applies per course purchase. Bundles follow the same rules per individual course within the bundle.

5. User Restrictions

  • Users may access course content for personal and business use only. Content may not be shared, reproduced, or sold without express permission.
  • You are not permitted to download, copy, or share advanced financial models. Access to these models will be provided via cloud platforms (e.g., OneDrive, Google Sheets), but downloading and sharing are prohibited.

6. Account Management

  • Account Creation: You will be required to create an account to access our courses. You are responsible for maintaining the confidentiality of your account credentials, including your password.
  • Account Suspension: We may suspend or terminate your account if we suspect misuse or breach of these Terms.
  • Password Reset: If you forget your password, you can request a reset through the Website. A reset link will be sent to your registered email address.

7. Payment and Subscriptions

  • All payments will be processed by third-party payment providers (e.g., PayPal, Stripe). We do not collect payment details directly.
  • We may offer promotional discounts or pricing from time to time. These promotions will be at our discretion and may be subject to specific terms and conditions.
  • Automatic renewals are not offered at this time.

8. Content Ownership and Intellectual Property

  • All course materials, including videos, documents, financial models, and other content, are owned by Kuick Corp LLC and are protected by intellectual property laws.
  • Content provided for download is for personal or business use only. Advanced financial models are not downloadable and are accessible only through cloud platforms for online use.
  • You may not copy, distribute, or share any course content without our written permission.

9. Liability and Disclaimers

  • Limitation of Liability: We make no guarantees regarding the course outcomes, including securing funding or any financial success. Kuick Corp LLC is not liable for any errors or omissions in course materials, downtime, or any technical issues that may occur.
  • No Liability for Results: We are not responsible for any outcomes or results that arise from using the course content. The course materials are for educational purposes only and do not guarantee success in securing funding or achieving financial goals.

10. Privacy and Data Protection (GDPR)

  • Data Collection: We will collect personal data (name, email address, etc.) to process your registration and provide course materials. This data will also be used for marketing communications unless you opt out. The data we collect may be stored in third-party platforms, including payment processors and email service providers.
  • Payment Information: Payment processing is handled by third-party providers, and we do not store or manage your payment details.
  • GDPR Compliance: We are committed to protecting your personal data and comply with the General Data Protection Regulation (GDPR) for users within the EU.
    • Data Usage: Personal data is used only to provide services, send marketing communications (if you opt-in), process payments, and communicate course-related information.
    • Data Storage and Security: We store your data securely and retain it for as long as necessary for the purpose for which it was collected.
    • Data Rights: You have the right to access, rectify, and request the deletion of your personal data. To exercise these rights, please contact us at [your contact email].
    • Third-Party Transfers: Your data may be transferred to third-party service providers for the purpose of fulfilling services (e.g., payment processing). We ensure that third parties comply with GDPR standards.

11. Termination of Access

  • We reserve the right to terminate or suspend your access to our Website and courses if you violate any part of these Terms, fail to make payment, share content without permission, or engage in inappropriate behavior.
  • Appeal: You may appeal any termination or suspension within 14 days by contacting us through the support channels on the Website. We will review the case and respond accordingly.

12. Governing Law and Dispute Resolution

  • These Terms and Conditions shall be governed by and construed in accordance with the laws of the UAE.
  • Any disputes arising from these Terms shall be resolved through mediation or arbitration in the UAE, and the parties agree to submit to the exclusive jurisdiction of the UAE courts.

13. Additional Clauses

  • Modifications: We reserve the right to modify these Terms at any time. Changes will be posted on this page, and it is your responsibility to review them periodically.
  • Force Majeure: We are not liable for any delays or failure in performance resulting from circumstances beyond our control (e.g., technical issues, internet outages, etc.).
  • Severability: If any part of these Terms is deemed invalid or unenforceable, the remainder of the Terms shall remain in full effect.
  • Entire Agreement: These Terms constitute the entire agreement between the parties regarding the use of the Website and services.

Promotions, Competitions, and Giveaways

Eligibility

Participation in any promotion, competition, or giveaway (“Promotion”) hosted by Kuick Corp LLC (“we,” “us,” “our”) is open to individuals aged 18 years and older unless otherwise stated. Specific eligibility criteria may be outlined in the rules of each individual Promotion.

Entry Requirements

All participants must follow the specific entry instructions provided for each Promotion. Incomplete, invalid, or non-compliant entries may be disqualified at our sole discretion.

Winner Selection

Winner(s) will be selected according to the method described in the specific Promotion rules. We reserve the right to verify participant eligibility and to refuse to award a prize to anyone in breach of these Terms or the individual Promotion rules.

Prizes

Prizes are as described for each Promotion and are non-transferable, non-exchangeable, and cannot be redeemed for cash. We reserve the right to substitute any prize with another of equal or greater value without notice.

Participation Requirements

Winners may be required to:

  • Participate in reasonable publicity activities as requested.
  • Allow us to use their name, likeness, photos, testimonial, and video recordings for promotional purposes across our marketing channels (including website, social media, email marketing, and advertisements), without additional compensation.
  • Winners of skill-based or learning-based Promotions (e.g., competitions tied to course progress) must fully participate as outlined in the specific Promotion, including any required check-ins, updates, or final testimonials.
  • Failure to meet these obligations may result in forfeiture of the prize and a requirement to reimburse Kuick Corp LLC for the full value of the prize awarded.

Disqualification

We reserve the right to disqualify any participant who tampers with the entry process, submits false information, breaches these Terms, or engages in unlawful or unethical behaviour.

Liability

We accept no responsibility for any loss, damage, injury, or disappointment suffered by any participant entering a Promotion or as a result of accepting any prize.

Intellectual Property

By submitting any content (including business pitches, written updates, testimonials, photographs, or videos) as part of a Promotion, participants grant Kuick Corp LLC a worldwide, non-exclusive, royalty-free license to use, edit, reproduce, and publish such content for promotional, marketing, or educational purposes.

Early Closure of Promotions

We reserve the right to end any Promotion, competition, or giveaway earlier than originally stated if the volume of entries or participation exceeds our operational or review capacity, or for any other reasonable business consideration. Notice of early closure will be communicated via our website and/or official communication channels.

Right to Cancel or Modify Promotions

We reserve the right to cancel, modify, suspend, or terminate any Promotion at our discretion where circumstances beyond our control make it necessary (including but not limited to technical issues, regulatory compliance, or force majeure events).

Governing Law

All Promotions, competitions, and giveaways hosted by Kuick Corp LLC are governed by the laws of the United Arab Emirates (UAE).